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Ставка по кредиту — это годовой процент за использование заёмных денег. От ставки напрямую зависит размер переплаты.

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在练习之前，我们还需要了解一个只是，就是我们的左手按好和弦之后，右手应该怎么弹奏的问题。为了减轻大家的负担，我不讲什么乐理知识，大家只需要记住就可以了。

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appear on！有时候手里不拿吉他练习，比拿着琴练习还有效，因为不拿吉他必须要想象，必须得走心！拿着吉他反而可能没动脑子。

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